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Best mortgage companies in Kenya

A mortgage is a very important arrangement for individuals who want to own a home.

There are several companies in Kenya that offer mortgages for persons who don’t have ready cash to settle the cost of buying an apartment.

If you intend to own a home and you are seeking companies in Kenya that offer loans for mortgages, the following are the best companies to approach.

1. HF Group (Housing Finance)

H..F Group is an integrated property and financial solutions provider that is registered as a non – operating holding company .

The Group, which was previously known as Housing Finance, commenced operations on November 18th 1965, and has transformed from being a mortgage financier to a provider of integrated property and financial solutions with interests in real estate development, commercial banking, property finance and insurance.

They also offer loans to its customers through their loan app HF Whizz.


Head Office: Rehani House, Kenyatta Avenue / Koinange Street
Mobile number: 0709 438 000 & 0709 438 888
Toll Free number: 0800 721 400

2. Rafiki Microfinance

Rafiki Microfinance Bank was conceived by Chase Group in 2009 and subsequently began operations in 2011.

Its objective is to grow a huge youth brand proposition by focusing on distinctive customer service.

They have a total of 18 branches countrywide.


Rafiki Microfinance Bank Headquarters
Head office Biashara Street
P.O. Box 12755-00400
Telephone: 0711 073 000
Mobile:0730 170 000,

3. TMC (The Mortgage Company

The Mortgage Company (TMC) is a premier Mortgage Brokerage Company in East Africa.

Its main aim is to facilitate property ownership through structuring the best individual and group packages, development finance and end-to-end home ownership solutions.


The Mortgage Company, The Greenhouse, 2nd
floor, Adams Arcade, Ngong Road
P.O Box 29310-00100 , Nairobi, Kenya.
Tel: +254 729933955, +254737933955,

4. Diamond Trust Bank (DTB) 

Diamond Trust Bank is one of the banks that are considered as best for mortgage loans.


Diamond Trust Bank Kenya Ltd,
DTB Centre, Mombasa Road,
P.O. Box 61711- 00200 Nairobi, Kenya.

  • Tel: (020) 284 9000
  • Mobile contacts: +254 719 031 888, +254 732 121 888
  • contactcentre@dtbafrica.com

5. Investments & Mortgages Bank Ltd (I&M Bank) 

Investments & Mortgages  Bank Limited, is a commercial bank in Kenya better known as I&M Bank.

Its largest economy in the East African Community, they also offer mortgages.

Contacts:Address: I&M Bank Tower, Kenyatta Avenue, P.O. Box 30238 – 00100 Nairobi GPO, Kenya
Phone: 254-20-3221001
Cell: 0719 088 001,0732 100001
Fax: 254-20-2212947,2216732

Below are other  notable  mortgage companies in Kenya,

  • NIC Bank Kenya
  • Barclays Bank Kenya
  • TMC
  • CFC Stanbic Bank Kenya
  • Commercial Bank of Africa
  • Citibank Kenya

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